Sharp Buyers The Real Estate Rebate

SharpBuyers.com Adds Home Buyer Tools

noreply@blogger.com (Robert Nichols) — Sat, 10 May 2008 13:20:00 +0000

Sharpbuyers.com is dedicated to educating home buyers by providing information and resources that are vital to helping home buyers better understand the home buying process. In our efforts to provide buyers with more data, Sharpbuyers.com has added a home buyer's tools page to the SharpBuyers.com website. The SharpBuyers.com home buyer's tools include a 10 step home buyers guide, links to local information about neighborhoods, schools, mortgage pre-approval, moving solutions and a mortgage calculator. We have also provided a link to the department of justice real estate rebate page where consumers can find information about real estate rebates. Sharpbuyers.com connects buyers to local Realtors who provide quality service and a rebate that can be used towards closing costs!

Sharpbuyers.com 10 Steps To Buying A Home

noreply@blogger.com (Robert Nichols) — Thu, 08 May 2008 18:25:00 +0000

How to Buy a home Step By Step

For most people, purchasing real estate will be the biggest investment they will ever make. It is a decision that will have lifelong implications. These effects can be either positive or negative. This is why it is important to understand the key factors to consider before purchasing real estate. As a result, SharpBuyers.com has provided this 10-step guide to give you some insight about the home buying process.

Step#1 - Figure Out How Much You Can Afford

To find out how much you can afford, it is best to speak with a Mortgage Professional. I would advise that you go your primary bank first. Your primary bank is an institution you can trust and they should be able to answer all of your questions about financing. You can also talk to a Mortgage Broker. To find a good mortgage broker you should consult with you friends and/or family who currently own a home. After talking to a Mortgage Professional you will know weather or not you need a down payment, how much of a down payment you will need, your potential interest rate and all of the necessary criteria required to qualify for a loan. Once you choose your lender and provide them with the necessary documentation, you will be given a Pre-Approval Letter that states how much you can afford, your interest rate and the terms of the loan. Key Points: 1. Not all Lenders are created equal so it is a good idea to shop around. 2. Make sure you are given a Pre-Approval letter not a Pre-Qualification letter. 3. Beware of the bait and switch technique. This is when lenders get your attention by advertising an attractive interest rate only to increase it after you are locked in.

Step#2 - Choosing the Right Property For You

The decision of what type of real estate you purchase will consists primarily of , how much you can afford and your reasons for buying. After consulting with a lender, you will know what you can afford in terms of a Condo, Single Family Home, or a Multi-Family property. The questions you should ask yourself is "What are my goals for my real estate purchase?" This will help you better define what type of property suits your needs. The financial commitment is significant, and not every property fits the needs of its potential suitor, so it is important that you consider the goals for your real estate purchase, both short term and long term. For example if it is going to be your primary residence, you want to make sure it can comfortably accommodate your current and future family i.e. children or in-laws. If the market takes an unfavorable turn and it become difficult to sell then you can still live comfortably in your home until the market recovers. Key Points: Always consider the short term and Long term goals of your real estate purchase. It all stars with your reasons for purchasing real estate.

Step#3 - Finding a Home

Now that you understand the lending process and have narrowed down the type of property you are looking for, its time to start looking. So where do you start? I would recommend finding a local real estate professional. For help finding a realtor, log on to SharpBuyers.com. The best part about this is that it is free. You will have professional representation at no cost to you, and it will surely make the process a lot smoother. Buyers Agents are paid at closing by the seller. The total commission is split between the buyer's agent and the listing agent. If you choose a buyers agent through SharpBuyers.com, you can receive up to 50% of their commission at closing. It is truly the best of both worlds. Professional representation and money in your pocket. Key Points: It is best to hire a Buyer's Agent. It is free and it will save you time and money in the process. SharpBuyers.com will refer you to a local real estate agent that will provide professional assistance and a real estate rebate at closing!

Step#4 - Attorney or No Attorney?

As a real estate professional I would strongly advise all buyers to seek the advice of an attorney before entering into any negotiations. Real estate brokers and agents are professionals at finding an ideal home and negotiating the terms, but attorneys are experts at reviewing and explaining contracts. As a result, it is best to have an attorney review all contracts before entering into any agreements with the seller. The best way to find a good attorney is to ask your real estate agent. Real estate agents regularly work with a number of attorneys in many different capacities and know which attorneys will be best based on your specific needs. It is in the agent's best interest to recommend an attorney that they know is competent, trust worthy and focused on protecting their clients interest.

Step#5 - Your Offer, Negotion 101

Before placing an offer on a home you should know how much it is worth to ensure the listing price is in line with the actual value. Ask your agent to provide you with a CMA (Comparative Market Analysis). A CMA compares homes based on size, location, condition and several other factors to estimate the value real estate in a given area. As a result you will see what similar homes have recently sold for. This will give you a better understanding of the market and help you to better gauge your offer. It is also important to understand that everything is negotiable. For example if you see any furniture, appliances, a chandelier or anything that you like, include it in the offer. This strategy can sometimes give buyers more leverage when negotiating. Even if the seller does not want to sell their personal property, it gives you the buyer an additional negotiating point. It also is important to include contingencies in the offer as well. The most common types of contingencies are a mortgage contingency and an inspection contingency.

Step#6 - Home Inspection

A home inspection is an essential part of the home buying process. Every buyer has a right to have a home inspection and I highly advise buyers to take advantage of that right, even if it is new construction. It is best to ask your agent to provide you with a recommendation for an inspector. They work with multiple inspectors and will likely refer you to an inspector that is right for your needs. Purchasing real estate is the most significant investment many people will make during the course of their lives. A home inspection will validate that you are investing in a good home or uncover significant defects that you would otherwise not have known about until moving into the home. It is far more valuable to know what you are buying before you buy, then to invest hundreds of thousands of dollars into a property that is not worth it. So what happens when defects are discovered by the inspector? In most instances the buyer and seller come to a mutual agreement on how to deal with the issues. Sometimes the seller may agree to take care of the issues. In other instances the buyer may assume the responsibility for a discount in the price. It really just depends on the specifics of the defects. As a buyer, it is best to know as much about your home before you purchase it as possible.

Step#7 - Mortgage Application

Once of all the terms are finalized following the home inspection, it is now time to complete your mortgage application. The first step would be to inform your lender or bank that you have signed a P&S (Purchase and Sale Agreement). They will ask for a signed copy of the P&S along with other financial documents needed to complete your loan application. It is important to get this application in as soon as possible so the bank has as ample time to process your application. In accordance with the P&S, the bank must provide the buyer with a commitment letter or a declination letter by a specific date. The commitment letter states that the bank is going to give you the loan. The declination letter states that you have been declined for the loan and cannot purchase the property. If the lender does not supply this, they buyer runs the risk of forfeiting their deposit if they are not approved or declined for the loan within the given time. If you need more clarification on this, ask your real estate agent. Key Points: Make sure the your lender supplies you with a commitment or declination letter before the commitment date. If not you could end up losing thousands of dollars.

Step#8 Insurance Binder

After the bank provides a commitment letter, the only additional requirement is the insurance binder. Before the bank can complete the loan the buyer must purchase home owners insurance. It is best to get three quotes when shopping around for home owners insurance. The first quote should come from the provider of your car insurance. In many instances the insurance company will give you a discount for insuring your home and automobile with the same provider. You should also gets recommendation from friends & family and your Realtor. These are all sources that you can trust and it will insure you get the best. The insurance binder is then sent to the lender prior to closing. Now the funds are all set to be released on the specified closing date.

Step#9 - Reviewing The Settlement Statement

1-2 Days before you close, the closing attorney, who represents the bank lending you the funds, will provide you and the seller with a settlement statement (also called a HUD) for your review. It is important that you, your attorney and your Realtor review the charges, fees and adjustments to ensure everything is correct. The HUD will have all of the information such as the closing costs, tax adjustments, utility adjustments your real estate rebate and several other fees. It will also state the amount you need to bring to closing. Any funds brought to the closing should be done in the form of a certified or bank check. Note: The seller will have to make sure the home meets the local fire code and provide final utility bills prior closing.

Step#10 - Closing

So what do you need to bring to the closing? you will need at least 2 forms of identification, a certified or bank check for any additional funds and a good pen for all of the documents that you will be signing. The closing is typically attended by the buyer(s), seller(s), closing attorney, your attorney and the Realtors involved in the transaction. Your attorney will explain all of the documents to you prior to signing any of the disclosures at the closing. Once you are finished signing, you will receive your keys. Now its time to figure out how your going to spend your real estate rebate provided by SharpBuyers.com! Congratulations!

SharpBuyers.com Pays Buyers Closing Costs!

noreply@blogger.com (Robert Nichols) — Sun, 04 May 2008 14:49:00 +0000

The Boston based Real Estate Referral Company, SharpBuyers.com connects home buyers throughout the United States with real estate brokers and agents that will provide full service representation and a real estate rebate that can be used towards paying buyers closing costs. Sharpbuyers.com agents will pay between 20%-50% of their commissions towards home buyers closing costs. The closing cost rebate varies based on how many properties a buyer sees accompanied by the buyers agent. The system is designed to provide buyers with the tools to become educated home buyers and rewards the most educated with a higher percentage of the commission. So why help consumers pay their closing costs through rebates? The internet has significantly changed the real estate industry as a whole. Websites like Zillow and Trulia provide detailed information to educate buyers and sellers on the home buying process and more importantly home values. With this type of data readily available, many consumers are far more educated on the home buying process than at any other point in recent history. That being said, not every potential home buyer needs or desires all of the assistance and access to information that brokers and agents typically provide. These buyers can usually locate their ideal home on their own. In most instances helping a buyer locate their ideal home is the most time consuming aspect of assisting a buyer, but if the buyer can successfully do this on their own, it only makes sense to reward them for their efforts. Brokers and agents are experts in the home buying process but only the buyer knows what home is right for them. An agents expertise is most valuable when it comes to negotiating an offer. Almost every buyer needs the assistance of a broker in properly placing an offer and navigating through the process from that point on. A lot can happen between the time an offer is placed and the closing. Thus, it is in every home buyer’s best interest to have an agent that will represent your interest once a buyer is ready place an offer. The agents in the SharpBuyers.com network are professional negotiators. Sharpbuyers.com has over 400 brokers and agents in its network. Collectively, these real estate professionals have negotiated thousands of deals. This accounts for invaluable experience. The brokers in our network include brokers and agents from RE/Max, Prudential, Coldwell Banker, EXIT and many others.

The Future of Real Estate Rebates in relation to home buyers.

noreply@blogger.com (Robert Nichols) — Fri, 02 May 2008 20:59:00 +0000

As websites like Trulia and Zillow offer buyers more and more tools to make educated decisions in purchasing their ideal home, the pool of buyers that seek the assistance of Realtors is dwindling. Although the information on Trulia and Zillow may not be 100% accurate, many buyers see it as the real estate gospel and that is all that matters. If Zillow says it is worth X then its worth X. Innovative technology is great but the hard reality is that it is changing the real estate industry. With this in mind it is important to have products and services that cater to these buyers. SharpBuyers.com understands this dynamic and as a result, we offer the incentive of a real estate rebate to homebuyers. Some may call this selling out, but the in truth the real estate industry of tomorrow will require a different set of skills for brokers to succeed. Obviously quality customer service and an understanding of the industry are priceless but it will take much more than that to be a top producer 10 years from now. Here’s some food for thought: What good is it if you have all the knowledge in the world and no one to share it with?

A Quick Guide For Buyers and Sellers in the Spring Market

noreply@blogger.com (Robert Nichols) — Sun, 23 Mar 2008 23:48:00 +0000

As we head into the busiest time of year for real estate sales, it is important for buyers and sellers to understand the market to ensure their ideal outcome. For buyers purchasing a home in the Spring Market, there is one rule that must be followed; Be First! Once you have established a wish list of the type of property you are looking for, you have to watch the market intensely. This means checking several times a day to see what is new to the market and scheduling a showing for the next available time slot. The key is to Be the First to view properties that fit your criteria and your budget. By viewing a property first you are able to make a decision as to whether or not you would like to place an offer or to continue looking. The reason that this is so important in the Spring is that the competition is very fierce. There are more buyers looking for a limited supply of select property, so you have to be quick, because once a good deal passes it may be moths before the next one will comes along.

For sellers, the most important aspect of selling a home is the price. If you want to sell your property quickly but at a fear price, watch the competition. Make sure you list your property just slightly below that of similar properties on the market and in you neighborhood. This will enable you to instantly stand out from the crowd and grab the attention of all of the potential buyers on the market.

Above all it is important for buyers and sellers to understand that all real estate is unique. That being said, it is important to follow these tips. They may seem obvious to some, but very few actually realize that following them will lead to a much more enjoyable spring versus another year of looking.

How Real Estate Rebates Will Stimulate The Economy

noreply@blogger.com (Robert Nichols) — Fri, 29 Feb 2008 02:06:00 +0000

With the continuing news that the economy maybe slipping into a recession or currently is in a recession, it is time for consumers to seriously consider the reality of the current economic crises. Fed chairman, Ben Bernanke, has a grim outlook on the economy and continues to cut interest rates in effort to stabilize the housing market. On the urge of President Bush, The U.S. Treasury will be providing Tax Rebates between $300 -$1200 starting in May of 2007. The extra cash and lowered interest rates will help, but are these efforts enough to turn the economy around, or are we just putting a band-aid on a flesh wound and hoping that it will eventually heal on its own? Many economists feel that economic conditions are much worse than President Bush and Fed Chairman Bernanke are admitting. The reality is that these men are desperately doing everything they can, but it is just not enough. So what will be the catalyst for economic growth in the United State? Is it John McCain, or how about Barack Obama? We certainly need change, so maybe Obama is the answer? Or maybe it is something that will actually put thousands of dollars into consumer’s pockets.
What has the potential to do this you ask? Real Estate Rebates. Real estate is the cause of the current economic crisis, so it only makes sense that it be apart of the solution. In 2007 the real estate industry generated $55 billion dollars in real estate commissions. In addition to rate cuts and tax rebates, real estate rebates will put a substantial amount of money into consumer’s pockets. This will amount to billions of dollars that consumers can use for new furniture, home renovations, a new car, or anything else they may desire. The rebate can even be used to make mortgage payments. The bottom line is that real estate rebates are putting a significant amount of money where it belongs: in the hands of the people. The department of justice endorses real estate rebates and feels that consumers stand to benefit from the thousands of dollars they will each receive. To learn more about real estate rebates and how you can reap these benefits, visit www.shapbuyers.com. To see The Department of Justice’s endorsement of real estate rebates go to http://www.usdoj.gov/atr/public/real_estate/rebates.htm
Real Estate, Economy, Economic Crises, Ben Bernanke, John McCain, Barack Obama, Tax Rebate, Economic stimulus package, president bush

SharpBuyers.com The New York Real Estate Rebate

noreply@blogger.com (Robert Nichols) — Thu, 21 Feb 2008 18:53:00 +0000

Sharpbuyers.com is pleased to announce that we now offer real estate rebates in the state of New York. Consumers in New York can now take advantage of huge saving on all of their real estate transactions. SharpBuyers.com will give consumers up to 50% of our commission in the form of a rebate at closing. This amounts to thousands of dollars in savings. In a statement released by the State of New York, Department of State, Division of Licensing Services on February 6, 2008, Real Estate Rebates were deemed as permissible in the state of New York. To read all of the details Click Here. Rebates are also fully endorsed by the United States Department of justice. In fact they state that rebates significantly benefit consumers in savings on buying or selling a home. Click Here to read the Department of Justice’s full take on Real Estate Rebates and Incentives.

Discount real estate services and real estate rebates currently make up about 2% of the real estate market, but as more and more consumers become internet savvy, it is widely anticipated that the demand will cause an increase in these services. The reason for this is that the internet makes it easy and convenient for home buyers to browse the market. On the flip side, it also makes it easier for sellers to list their homes on their own and engage the assistance of a real estate professional for specific services on a fee basis. The New York Real Estate Rebate will significantly change the real estate landscape and shake up an industry that has been dominated by the traditional one size fits all approach for decades. As more consumers become educated about the existence of these services, it will only be a matter of time before they dominate the market. Real Estate Rebates and Discount Services are the most significant changes to hit the real estate industry since the advent of buyer agency. This type of innovation is truly buzz worthy and will resonate with the consumers of tomorrow.

Here is how the New York Real Estate Rebate Works.
The first step is to contact SharpBuyers.com. After that, the steps are as follows.
Step 1: We connect you to a local realtor
Submit an inquiry online, or call us at 1.800.880.0468 and we will connect you to a local realtor that is a part of our network.
Step 2: You Browse
Once you are connected to a local Realtor, you will be equipped with the tools to look for properties online and set up showings to see what is on the market. You will receive email alerts, and property information that will enable you to narrow your search. Once you get a feel for what is on the market and what you are looking for, you are ready to buy. (We will provide you with full access to property listings including the property addresses.
Step 3: Now You are Ready to Buy
Here is where we step in. Once you are ready to buy we will assist you in setting up showings and inform the listing agents that you are working with us. This way they know we are representing you and we can give your commission rebate. We will attend showings with you, if requested, and equip you with business cards to give listing agents so they know you associated with a Buyer's agent. Our agents will show accompany you on up to 5 properties and give you a 50% Rebate, 6-10 accompanied showings will yield a 33% rebate, and 11+ showings will net you a 20% rebate.
Step 4: Offer & Closing
At this stage you will receive our full range real estate brokerage services. We will submit and negotiate your offer leveraging all factors including comps, location, time on the market and the overall condition. We will also advise you on the fair market value and negotiate any other desired terms into the deal.
Step 5: Enjoy your new home and some extra cash
Congratulations! Now you can sit back and enjoy your new home with some extra money in your pocket. Tell a friend and you will receive a $100 Rebate if your referral results in a closing.

Consumers Will Save Thousands of Dollars on Real Estate This Spring!

noreply@blogger.com (Robert Nichols) — Fri, 15 Feb 2008 04:44:00 +0000

As we enter into the busiest time of year for real estate sales, educated buyers and sellers stand to save more than ever. In todays real estate market, the types of real estate state services available to consumers are more diverse than they have ever been. Buyers and sellers can pick real estate professionals that will provide them with assistance and advice specific to their needs. This provides a significant advantage because buyers and sellers don't have to settle for the one size fits all approach. For example, sellers do not have to pay 6% listing fees anymore unless they want the full service listing package. Or maybe as a seller you would like to increase your homes market exposure. In todays market you can call an agent and ask them to simply list your property on MLS for a flat fee of $500 or less. You can also pay for services such as a direct mail campaign, email marketing, professional sign-age and assistance in drafting closing documents offers . All of these services can be provided for a fee based on the sellers needs.

On the flip side buyers can also utilize todays real estate innovation to save on all of their real estate purchases. As most buyers know, it cost them nothing to be represented by a real estate agent. This is called buyer agency.Buyer agency helps to protect consumers interest. As a result, many buyers may not feel they need a full service buyers agent ad may opt to attend open houses on their own and drive by potential properties as they arrive onto the market. For buyers that don't mind doing some of the leg work, they can save thousands by narrowing down their potential homes and asking a buyer's agent to assist them in making an offer. Because they did most of the leg work they can hire a rebate agent that will give them up to %50 of their commission in the form of a rebate at closing. This will typically amount to thousands of dollars saved. In todays market it has never been easier save money. A key factor that has made this possible is the Internet. The Internet has truly made the world a smaller place, and thus makes it easier for consumers to become educated and make better decisions.

As a result of changes in the real estate industry, many of todays real estate professionals, work as real estate consults as opposed to full service agents. One company that provides these types of services is SharpBuyers.com. You can get a real estate rebate or discounted listing services through SharpBuyers.com. It is truly a win win for consumers. In 2008 the economy maybe volatile but consumers will always save more on their real estate transactions with SharpBuyers.com. Sharpbuyers.com provides all home buyers with professional service and a rebate at closing.

Explanation of how the SharpBuyers.com buyer's rebate works:

Step 1: We connect you to a local Realtor
Submit an inquiry online, or call us at 1.800.880.0468 and we will connect you to a local Realtor that is a part of our network.

Step 2: You Browse
Once you are connected to a local Realtor, you will be equipped with the tools to look for properties online and set up showings to see what is on the market. You will receive email alerts, and property information that will enable you to narrow your search. Once you get a feel for what is on the market and what you are looking for, you are ready to buy. (We will provide you with full access to property listings including the property addresses.

Step 3: Now You are Ready to Buy
Here is where we step in. Once you are ready to buy we will assist you in setting up showings and inform the listing agents that you are working with us. This way they know we are representing you and we can give your commission rebate. We will attend showings with you, if requested, and equip you with business cards to give listing agents so they know you associated with a Buyer's agent.

Step 4: Offer & Closing
At this stage you will receive our full range real estate brokerage services. We will submit and negotiate your offer leveraging all factors including comps, location, time on the market and the overall condition. We will also advise you on the fair market value and negotiate any other desired terms into the deal.

Step 5: Enjoy your new home and some extra cash
Congratulations! Now you can sit back and enjoy your new home with some extra money in your pocket. Tell a friend and you will receive a $100 Rebate if your referral results in a closing.
Please note: Rebate can also be donated, in your name, to a charity of your choice!

Boston Real Estate Innovation (Exclusive)

noreply@blogger.com (Robert Nichols) — Mon, 04 Feb 2008 22:47:00 +0000

Boston Real Estate Innovation (Exclusive)
As the unstable real estate market conditions continue to persist in the Greater Boston area, buyers have become hesitant to purchase real estate. Interest rates continue to fall and as the Spring Market looms in the horizon, it appears that lower interest rates and decreased property values will put home buyers in a position to truly take advantage of an unprecedented buyers market. With prices as low as they have been since 2002 in some areas, home buyers and real estate investors are truly in the drivers seat when it comes to negotiating and finding the deal of a life time. As a result it is time for the bargain hunters to take advantage of these favorable market conditions.
In addition to the low interest rates and low home values, relatively speaking, buyers can also take advantage of a new and innovative way to purchase real estate and save thousands of dollars in the process. This innovative service is exclusively offered to Greater Boston Buyers through Sharpbuyeres.com. It is called The SharpBuyers.com Real Estate Rebate. This innovative method of purchasing real estate provides home buyers and real estate investors with Full Service Representation and 50% of our commission in the process. This type of service is unheard of and provides buyers with tools such as, Comparative Market Analysis Reports, Market trend reports, 100% accompanied showings and a 50% real estate rebate in the process. All of the tools we provide will help to educate our buyers and provide them with the most up to date information when it comes to purchasing real estate. Although Sharpbuyers.com offers its service nationally, the Full Service and a 50% Rebate is exclusively offered to Boston area Buyers and investors.
Our goal is to help stimulate the Boston Real Estate Market in 2008, and to help consumers make the most educated real estate decisions while saving a significant amount of money in the process. The savings will come through hard nose negotiations and a 50% rebate at closing. This innovative concept will help consumers save money in a changing economy and leverage the risks associated with purchasing real estate.

SharpBuyers.com aims to be on the cutting edge of real estate innovation and help save consumers a ton of money in the process. We are the next generation of real estate service.

It's Time To Buy

noreply@blogger.com (Robert Nichols) — Fri, 25 Jan 2008 16:22:00 +0000

As the real estate market declines it has become increasingly easier for new investors to purchase property and experience increased positive cash flow. The reason for this is that property values have considerably dropped while rents have remained relatively stable. As a result, investors who purchase real estate today have the benefit of buying low and renting high. Between the 2000 and 2005 it was a strong sellers market in which investors purchased property for a high value and had to rent at a high rate. Thus the only thing that has changed between then and now is the fact that investors can purchase for far less and still charge relatively high rents. In summary, the expenses have decreased while revenues have remained the same.

Another key factor that contributes to this dynamic is the fact that mortgage rates are also still historically low. So between low property values and low interests rates, it is a win win situation. If you are in a position to buy real estate, this is the time to buy. As any savvy investor knows, buy low and sell high. The market may continue to slide but if you buy with the intent to hold you will always win. The only way to know when the market has bottomed out is when it starts to come back up. That being said, if you take advantage of the current market conditions, you will position yourself to build a significant amount of wealth when the market recovers.

Sharpbuyers.com will provide you with the tools to understand how to invest in real estate. The key is to set and understand the goals for every property that you purchase. We will help you come up with a timetable that enables you to reap the benefits of maximum month to month cash flow, and provide you with market condition reports that will help you better understand where properties values are trending. Thus you can thrive during turbulent market conditions because you are still experiencing positive returns, and sell when you decide the market will yield your ideal return on your investment in the property. In addition to this SharpBuyers.com provides all buyers with up to 50% of our commission in the form of a rebate on your real estate at closing.

Boston Real Estate Report By SharpBuyers.com

noreply@blogger.com (Robert Nichols) — Thu, 10 Jan 2008 20:57:00 +0000

Boston Real Estate Report By SharpBuyers.com

As we enter into the slowest time of the year for real estate sales it is important to keep a closer eye on the market. This is why SharpBuyers.com is providing this vital report that gives consumers an in-depth look at the real estate market. There are several different ways this information can be utilized. For buyers, declining home prices may be an indication to wait until the market bottoms out before purchasing. The flip side of that philosophy is that the only way to know when the market has hit rock bottom is when it starts to come back up. Hence, you run the risk of missing out on great deals by trying to perfectly time the market. My advice, buy today with the intent to hold. Many investors forget that real estate is a long term investment due to the unprecedented property value appreciation that was the theme of the early twenty first century. Now it is time to get back to basics.
As a seller, attempting to sell in a declining market this time of year is a daunting task. Plain and simple, it can be down right demoralizing. But even in the midst of these tough circumstances, there are options. The first and most obvious option, don’t sell. If you can afford to make your mortgage payments it is probably best to hold until the Spring. The longer a property is listed on MLS the less the “perceived” value. I use the word perceived because nothing about your home changes to decrease the value but when a home lingers on the market buyers see it as additional leverage for negotiating a better price. In the winter there are less buyers looking to purchase real estate and as a result homes tend to sit longer on the market. So hold through the winter and list in the spring. This strategy will typically get you the optimal sales price for your home. It all goes back to supply and demand. Although the amount of homes on the market greatly increases, so does the amount of buyers, thus increased sales volume drives home prices up. If you absolutely must sell in a declining market and in the winter, the most effective strategy is to reduce the sales price. So how do you go about a price reduction? The first step is to talk to a real estate professional that understands the local market. Ask them to provide a CMA (Comparative Market Analysis) to determine the market value as well as a month to month market trend report. If the market is declining at a month to month rate of 2% you would want to get ahead of the trend and reduce your price by at least 3% - 4%. This enables you to price your home at a competitive price and attract more of the buyers that are currently in the market for real estate.

Boston Home Single Family Home Sales Data:
Single Home Sales:
December 07: Single Family Median Home Values: $332,500 Volume: 60 Homes Sold

This represents a -4.3% Decline in value from November 07 and a -9.6% Decline from December 2006. Volume is also down -25% and -38% respectively.

The Virginia Real Estate Rebate From SharpBuyers.com

noreply@blogger.com (Robert Nichols) — Sat, 01 Dec 2007 20:36:00 +0000

SharpBuyers.com is rapidly growing. In the last week we have added agents in 5 different states, the latest of which are in Virginia. Buyers who are looking to maximize their real estate purchases in Virginia should seriously consider using SharpBuyers.com to find their next property, because we provide full quality service and a rebate. This is truly the best of both worlds. In today's market, their have never been more choices for consumers when it comes to buying and selling real estate. That said, our goal is to be the premiere choice for all consumers because we truly understand how to maximize the value and savings attained by buyers and sellers during their real estate transactions. SharpBuyers.com provides full service and up to 50% of the buyer's agent commission as a rebate at closing.

The Nebraska Real Estate Rebate From SharpBuyers.com

noreply@blogger.com (Robert Nichols) — Sat, 01 Dec 2007 20:03:00 +0000

As SharpBuyers.com continues its rapid growth, I am excited to announce the Nebraska Real Estate Rebate. Now Nebraska Residents can receive a cash rebate at closing when they purchase real estate through SharpBuyers.com. We are also offering listing service in the state of Nebraska as well. So if you're a Seller looking to save or a Buyer looking to get a rebate we have a service for you. SharpBuyers.com is a real estate rebate referral service. Once you contact us we will refer you to a local real estate state professional who will provide you with full service and a rebate at closing. This is a great time to take advantage of the declining market. Due to a lack of buyers during the months of December and January, prices are significantly lower during these months than in the Spring. SharpBuyers.com makes it even more advantageous to buy because you get a home for a great price and up to 50% of the buyer's agent commission at closing.

The Maryland Real Estate Rebate From SharpBuyers.com

noreply@blogger.com (Robert Nichols) — Sat, 01 Dec 2007 19:54:00 +0000

SharpBuyers.com is proud to announce our official arrival into Maryland. As of November 23, 2007, Maryland consumers can now take advantage of this wonderful opportunity and save thousands when they purchase real estate. Sharpbuyers.com is Real Estate Rebate Company. We offer consumers a rebate of up to 1.5% of the total purchase price. This totals to thousands of dollars back into consumers pockets at closing. Our service is ideal for all consumers because we provide full service real estate and a rebate. This is a great way to maximize the value you get from your real estate purchases. In this declining market you could get the deal of a life time and cash back into your pocket in the form of a rebate at closing. The Real Estate Rebate from SharpBuyers.com makes this an even better time to buy a home. The SharpBuyers.com system will always put more money back into your pocket. You have a choice in your representation when you purchase real estate. SharpBuyers.com will provide you with professional service and a rebate. It is truly the best of both worlds. Here is how it works. You call SharpBuyers.com, we put you in touch with one of our agents, you get professional representation at no charge to you, they get paid by the seller at closing and you receive up to half of the buyer's agent commission.

The Pennsylvania Real Estate Rebate

noreply@blogger.com (Robert Nichols) — Tue, 27 Nov 2007 02:19:00 +0000

SharpBuyers.com is proud to announce our official arrival into Pennsylvania. As of November 23, 2007, Pennsylvania consumers can now take advantage of this wonderful opportunity and save thousands when they purchase real estate. Sharpbuyers.com is Real Estate Rebate Company. We offer consumers a rebate of up to 1.5% of the total purchase price. This totals to thousands of dollars back into consumers pockets at closing. Our service is ideal for all consumers because we provide full service real estate and a rebate. This is a great way to maximize the value you get from your real estate purchases. In this declining market you could get the deal of a life time and cash back into your pocket in the form of a rebate at closing. The Real Estate Rebate from SharpBuyers.com makes this an even better time to buy a home. The SharpBuyers.com system will always puts more money back into your pocket. The purchase of your home will be the single most significant investment of your life. SharpBuyers.com has real estate professionals that will guide you through the home buying process and give you a rebate at closing. this is a great time to buy real estate and SharpBuyers.com makes any deal even sweeter.

Department of Justice Supports Rebates

noreply@blogger.com (Robert Nichols) — Mon, 26 Nov 2007 13:08:00 +0000

Attention home buyers, SharpBuyers.com is pleased to inform you that The Department of Justice has recently published a report, affirming their support of real estate rebates. The report states that consumers stand to benefit greatly from rebates and that rebates only have positive implications for consumers. They also state that rebates can dramatically lower the price that consumers pay for brokerage services. To read the full report Click Here.
SharpBuyers.com is a national real estate rebate company. We provide real estate rebates in every state that permits us to do so. Our goal is to help consumers save money on all of their real estate transactions.

The Delaware Real Estate Rebate from SharpBuyers.com

noreply@blogger.com (Robert Nichols) — Sun, 25 Nov 2007 21:42:00 +0000

SharpBuyers.com is proud to announce our official arrival into Delaware. As of November 23, 2007, Delaware consumers can now take advantage of this wonderful opportunity and save thousands when they purchase real estate. Sharpbuyers.com is Real Estate Rebate Company. We offer consumers a rebate of up to 1.5% of the total purchase price. This totals to thousands of dollars back into consumers pockets at closing. Our service is ideal for all consumers because we provide full service real estate and a rebate. This is a great way to maximize the value you get from your real estate purchases. In this declining market you could get the deal of a life time and cash back into your pocket in the form of a rebate at closing. The Real Estate Rebate from SharpBuyers.com makes this an even better time to buy a home. The SharpBuyers.com system will always puts more money back into your pocket.

SharpBuyers.com Market Report: Selling In A Declining Market

noreply@blogger.com (Robert Nichols) — Wed, 07 Nov 2007 19:54:00 +0000

Attention sellers, we are currently in a declining market. If you are serious about selling your home then it is critical that your Realtor understands the dynamic between the market trend and your home’s value. Let me explain. The longer your home is on the market the lower the market value. In order to sell your home as quickly and profitably as possible, you must get ahead of the trend. The 6-month trend for Boston Single Family homes is a 7.79% decline in values and a 36% decline in volume. This is based on the median sales price in Boston from May 2007 to October 2007. This gives us an average monthly decline is 1.3% in value. If you are serious about selling your home then you should seriously consider reducing the price by 1.5% - 2% to get ahead of the negative trend. It may be painful to consider but it will save you money and time in the long run. Also, make sure that your home is accurately valued before your Realtor reduces the price. If you reduce the value by 2% and it wasn’t priced appropriately, your home will not sell.

Another option would be to wait 5-6 months for the spring market. If you opt for the spring market then I would recommend that you take your home off MLS by the end of December and Re-list it at the beginning of March, and here is why. Many agents are reluctant to show properties that have been on the market for over 150 days. This is because they feel that if the home hasn’t sold after 150 days of showings at the same listing price then it is unlikely that their clients will be any more impressed than the other prospective buyers. Unless there is a significant price decline, homes that linger on the market attract very little attention.

Other factors to consider when selling your home are the overall condition, paint colors, furniture arrangement and minor (do it your self) projects. Many sellers just list their homes and do not consider any repairs. A good question to ask yourself is “What can I do to enhance the appearance of my home?” You will be surprised at how many ideas you will come up with and many of the updates are easy enough for you to do them on your own.

Here are some tips for sprucing up your living space
1. Paint – Look for opportunities to brighten your homes appearance with paint. Lighter colors make a living space feel larger and more spacious
2. Furniture – Furniture placement is critical in selling your home. When it comes to furniture less is better. It is always best to arrange your furniture in a manner the opens the room up. Try to place the furniture against the walls or close to the walls. Cluttered rooms are unattractive and send potential buyers out the door faster than you can say HELLO.
3. Be sure to remove any family pictures from the walls and common areas. Pictures have a way of taking the buyers focus away from the home and focusing them on your photos. If the buyer has seen a lot of homes that day, they will remember the pictures and may forget which home was yours. The less they have to think about the Better
4. Make sure you are working with a real estate professional that understands the market and knows how to help you maximize your homes value in a declining market.
5. And lastly, any improvements are better than no improvements. Just do something, even if it is as simple as painting 1 or 2 rooms. Every little bit helps.

Good Luck Selling!

Why Give a Real Estate Rebate? By SharpBuyers.com

noreply@blogger.com (Robert Nichols) — Tue, 16 Oct 2007 19:06:00 +0000

Hello, My name is Robert Nichols and I am the Co-Founder of SharpBuyers.com. Today I would like to address the question of why and how are we able to give a real estate rebate. The reason I feel it is necessary to explain this, is that many consumers have recently called me with a lot of skepticism about the concept. They believe that it is too good to be true. Well I am here today to tell you that this is indeed true and here is the how and the why.

The first issue I would like to address is the legality of Real Estate Rebates. Real Estate Rebates are legal in all of the United states excluding Alabama, Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, Tennessee, New Jersey, New York, Oklahoma, Oregon and Wyoming. As a result, the majority of United States cconsumers can take advantage of this opportunity to receive quality real estate service and a rebate in the process. This will save you thousands of dollars.

The next order of business is how we can afford to do this. The real estate industry generated over $60 Billion Dollars in residential sales commissions in the U.S. during 2006. This gives you a better understanding of the type of capital that the industry generates. By cutting our commission we will increase our volume and our market share.

So what does it take to qualify for a rebate? absolutely nothing. All you have to do is call us. The rebate will range in percentage depending on how many properties the listing agent shows you. The maximum rebate is 50% of our total commission. This system is ideal for all home buyers. If you have ever gone to an open house on your own or driven by a property that your agent has emailed to you, you will greatly benefit form our system.

SharpBuyers.com coverage areas encompass every state where rebates are legal including, Massachusetts, California, Washington, Illinois, Georgia, Florida, and Nevada.

The Winter Market By SharpBuyers.com

noreply@blogger.com (Robert Nichols) — Sat, 13 Oct 2007 19:48:00 +0000

SharpBuyers.com explains why the winter months are the best time to buy real estate.
As we head into October, the winter months are closely upon us. Most agents and consumers put a significant emphasis on the Spring market due to the increased volume of listings and potential buyers. But if you are true bargain hunter searching for a great deal, you should really be active during the winter months. The reason the winter yields better deals is due to a significant decrease in volume. Home sales typically hit their lowest point in a given year during the course of the winter. That being said, the best time of year to look for the deal of a lifetime is the months of November December and January. These are typically the slowest months of the year due to the holidays, weather, shorter days and family travel plans. Because there are so few buyers looking for properties during these months, sellers become very flexible and will typically sell properties for far less than they would in the Spring and at any other point in the year.

In addition to getting a great deal during these months, SharpBuyers.com will give buyers a rebate of up to 50% of our commission. When you put it all together you get a great deal, professional service and cash back at closing in the form of a rebate.

The California Real Estate Rebate by SharpBuyers.com

noreply@blogger.com (Robert Nichols) — Thu, 11 Oct 2007 22:40:00 +0000

SharpBuyers.com is now offering rebates to home Buyers in California. We now have agents in Los Angeles, Beverly Hills, Pasadena, San Francisco, Toluca Lake, Glendale, and San Diego. SharpBuyers.com will help you find a home and give you up to 50% of our commission. Buyers no longer have to settle for the one size fits all approach, you now have a choice in your real estate representation. With the advent and growing popularity of the Internet and technology it has never been easier for home buyers to do most of the initial browsing on their own. In fact, many agents send their clients lead via the Internet and have them browse the market by going to open houses and doing dirve bys without offering their clients a portion of the commission. SharpBuyers.com rewards your efforts by giving you up to half of our commission and negotiating your deal to the best of our ability.

It is very exciting to see how we have grown in just a few months. We have expanded our reach form Boston, MA to California and we will continue to grow. Technology has significantly changed the way real estate professionals do business and as a result we can offer consumers more money in their pockets at closing. At SharpBuyers.com we pride ourselves on being on the cutting edge, and now we can offer our amazing services to Californians.

Greater Boston Suburb ranked #7 Neighborhood In The Country By Money Magazine

noreply@blogger.com (Robert Nichols) — Thu, 04 Oct 2007 15:16:00 +0000

The 2007 Money Magazine city and town rankings named Milton Massachusetts as the number 7 place to live in the United States. The ranking consisted of several categories such as taxes, job growth, Quality of life index, Colleges and Universities within 30miles, and my favorite topic, housing. You can view the full ranking report by Clicking Here

The Median Home Price in Milton is $527,670 and the Milton property taxes are reasonable with an average of $3,824. Although Milton has many Million Dollar Homes there are a good amount of single family properties valued in the $350,000 - $450,000 range. Some of the factors that make Milton an ideal place to live are its diversity and close vicinity to downtown Boston. Milton Rates amongst the top 11% for racial diversity in Massachusetts and is only 7 Miles from the heart of the city. It also provides great choices in education for your children. Milton academy sends students to some of the countries most prestigious colleges and universities in the country every year. This list includes Harvard, Yale, Brown, Cornell, Princeton, Duke, and many others.

Milton is a great neighborhood. Some of the well-known individuals that reside in Milton include Governor Deval Patrick and Real Estate Billionaire Thomas Flatly. The United States 41st President George Bush was born in Milton in 1924.

The agents at SharpBuyers.com are well educated about Milton and the Greater Boston area. We will provide you with professional real estate assistance and give you a rebate at closing. Please call us today with any real estate questions. We will help you save time and money.

What All Home Buyers Need To Know

noreply@blogger.com (Robert Nichols) — Thu, 04 Oct 2007 03:50:00 +0000

Attention Home Buyers, did you know that you could be missing out on thousands of dollars? If you are planning on buying a home and would like to receive a cash rebate at closing, SharpBuyers.com can assist you. We will provide you with full access to MLS, Full Service Professional Assistance, and give you up to 50% our commission at closing. This is a great opportunity to save thousands of dollars.

The agents at SharpBuyers.com are experienced and knowledgeable. We will first work with all buyers to make sure they are receiving a good mortgage product from their lender or bank. Next we will find out what type of property you are looking for and provide you with MLS access so you can browse MLS on your own or review the daily listings that we send. Once you are ready to make an offer, we will do a CMA (Comparative Market Analysis) to ensure that you are getting the best deal possible. The CMA will tell you how much similar houses have sold for in the last 6 months. It will also tell you the average list price to sale price ratio. This will help you understand the difference between a good offer and a reasonable offer. It will also enable you to see the value you receive from your purchase.

So Why Give A Rebate?

SharpBuyers.com has decided to offer consumers up to half of our commission because we believe that technology has made it significantly easier for consumers to browse properties online and narrow down potential homes in their search on their own. Many agents currently have buyers attend open houses on their own and do drive bys before they start working with the clients. These agents still receive the full commission even though the buyer(s) did most of the initial legwork. SharpBuyers.com will rewards these buyers by giving them 50% of our commission at closing. We also provide full service with a rebate as well. Whether you are a first time home buyer or seasoned Real Estate Investor, SharpBuyers.com Will put money back into your pocket.

Relocating to Boston? SharpBuyers.com Will Be Your Guide

noreply@blogger.com (Robert Nichols) — Mon, 01 Oct 2007 03:36:00 +0000

If you are relocating to Boston, SharpBuyers.com can help. My name is Robert Nichols and I am the Co-Founder of SharpBuyers.com. I was born and raised in Boston. I am very familiar with the entire city and beyond. Boston is a historic city with many revered land marks and has been the location of historical events such as the American Revolution, The Boston Massacre and The Boston Tea Party. We have many neighborhoods and SharpBuyers.com will be your personal guide in finding exactly what you need. Our Agents work in Greater Boston and beyond. Our coverage areas include, Cambridge, Brookline, Arlington, Quincy, Malden, Medford, Everett, Milton, Braintree, Randolph, Newton, Needham, Framingham, Lexington and many others. In addition to helping you find a home, Sharpbuyers.com Will also give you a rebate of up to 50% of our commission at closing. If you are interested in this opportunity to receive professional service and a rebate, please send an email to customerservice@sharpbuyers.com or call us at 800.880.0468

Greater Boston Real Estate Investors

noreply@blogger.com (Robert Nichols) — Mon, 01 Oct 2007 03:35:00 +0000

Attention all Greater Boston Real Estate Investors, we are currently experiencing one of the softest markets we have seen in years. As a result it is a great time to think about adding properties to your real estate investment portfolio at great prices. In New England, November and December are the best times to buy real estate. During these months the market become extremely slow. As a result, sellers become anxious to sell and thus prices become more flexible. We will identify potential properties that fit your investment style and the needs of your portfolio, we will help you calculate your return on investment, and we will give you up to 50% of our commission in the form of a rebate at closing. If you are interested receiving professional service and a rebate please give us a call at 800.880.0468 or send an email to customerservice@sharpbuyers.com